Imagine getting through life without ever having to dig for change or write a check. It doesn’t have to be a dream. Use your free Golden Pacific Bank MasterCard® debit card for all of your purchases — whether you are home or abroad.
Our debit card is safer than carrying cash and more readily accepted than checks. And this very same card can be used to make ATM withdrawals and qualify for Purchase Rewards through our Simple Solutions online banking. One tiny piece of plastic — a whole lot of versatility!
With this free program available through our Simple Solutions online banking, you can earn cash just by using your Golden Pacific Bank debit card to make purchases online and at local shops and restaurants.
Purchase Rewards offers change all the time, so be sure to log into online banking frequently to see what offers are currently available.
Here's how it works:
It's that easy!
Diligently monitoring your debit card activity for fraud, our Falcon Fraud Detection service is on duty 24 hours a day, 7 days a week!
Golden Pacific Bank uses Fraud Scoring on all debit card accounts. This program adds a layer of protection from possible fraud by detecting debit card fraud quickly and accurately, minimizing your risk and protecting against losses.
Each of your debit card transactions is assigned a score on a risk-based scale; the higher the score the greater the likelihood of fraud. If the transaction is determined to be high risk, a Falcon Fraud Manager will attempt to contact you to determine whether the transaction is legitimate. If the Falcon Fraud Manager cannot make contact with you, depending on the severity of the score, a temporary block may be put on your account to prevent fraudulent transactions from being processed. Both PIN-based and signature-based transactions are monitored 24-hours a day, seven days a week.