Debit Card

Imagine getting through life without ever having to dig for change or write a check. It doesn’t have to be a dream. Use your free Golden Pacific Bank MasterCard® debit card for all of your purchases — whether you are home or abroad.

Our debit card is safer than carrying cash and more readily accepted than checks. And this very same card can be used to make ATM withdrawals and qualify for Purchase Rewards through our Simple Solutions online banking. One tiny piece of plastic — a whole lot of versatility!

Summary
  • Use money from your checking account without having to write a check
  • Welcome at places that won't accept checks
  • Faster and easier than writing checks
  • Access to cash throughout the U.S. and around the world
  • Surcharge-free access to over 24,000 MoneyPass ATMs nationwide
  • Get rebates and discounts with Purchase Rewards
  • Joint account holders may each receive a card (no need to share one checkbook)
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATM terminals
  • Save on the cost of ordering checks
  • Avoid carrying large amounts of money
  • Authorization process limits your risk for lost or stolen cards
  • Better way to track your purchases
  • Receive receipts for every transaction
  • Each transaction appears on your monthly statement
Purchase Rewards

With this free program available through our Simple Solutions online banking, you can earn cash just by using your Golden Pacific Bank debit card to make purchases online and at local shops and restaurants.

Purchase Rewards offers change all the time, so be sure to log into online banking frequently to see what offers are currently available.

Here's how it works:

  1. Simply log into your Simple Solutions online banking.
  2. Click on the current offers you would like to use. There's no limit to how many Purchase Rewards offers you can load on your card at any one time; however, these are limited time offers, so pay close attention to expiration dates. To see a sample of current offers, click here
  3. Use your Golden Pacific debit card to pay during the offer period.
  4. The month following the purchase, we'll deposit cash back into your account.

It's that easy!

Personalized Cards

Now you can make your debit card as unique as you are. Personalize your card with an image from our online gallery or upload your own image to our card designer. Before long you’ll be able to express your individuality anytime you use your MasterCard debit card!

Picture It! Personalized Debit Cards are subject to a fee upon issuance of the card:

  • Debit cards personalized with a gallery image are subject to an $8 fee
  • Debit cards personalized with a personal image are subject to a $10 fee 

Fees are charged the day your new card is ordered. By submitting your account information, you are stating your consent to this fee.

To learn more or to get started, please visit our Personalized Cards page.

Falcon Fraud Detection

Diligently monitoring your debit card activity for fraud, our Falcon Fraud Detection service is on duty 24 hours a day, 7 days a week!

Golden Pacific Bank uses Fraud Scoring on all debit card accounts. This program adds a layer of protection from possible fraud by detecting debit card fraud quickly and accurately, minimizing your risk and protecting against losses.

How Does It Work

Each of your debit card transactions is assigned a score on a risk-based scale; the higher the score the greater the likelihood of fraud. If the transaction is determined to be high risk, a Falcon Fraud Manager will attempt to contact you to determine whether the transaction is legitimate. If the Falcon Fraud Manager cannot make contact with you, depending on the severity of the score, a temporary block may be put on your account to prevent fraudulent transactions from being processed. Both PIN-based and signature-based transactions are monitored 24-hours a day, seven days a week.

Leave your cash and checkbook at home!