SBA Loans

Qualifying businesses benefit from special government-backed financing that includes generally lower down payments and extended terms. Loan terms available from 7 to 25 years.

SBA 7A Loans

Use your 7(a) loan proceeds to establish a new business or to assist in the acquisition, operation, or expansion of an existing business. Available in amounts up to $5 million.

SBA 504 Loans

The federally backed SBA 504 Loan Program provides financing for major fixed assets such as equipment or real estate. Up to 90% commercial real estate and large equipment financing.

International SBA Loans

Use your loan proceeds to acquire, construct, renovate, improve, or expand facilities and equipment. You can also qualify for up to $5 million for fixed assets and working capital.

USDA B&I Loans

This program guarantees loans for rural businesses for a variety of uses, including the purchase and development of land, equipment purchases, and debt refinancing.

Small Business Resources

Get more information on government-lending programs offered through Golden Pacific Bank — learn about the application process, read the FAQ, or explore our helpful links.