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THIS TERMS OF USE AGREEMENT GOVERNS THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THIS TERMS OF USE AGREEMENT, DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THIS TERMS OF USE AGREEMENT JUST AS IF YOU HAVE SIGNED THE DOCUMENT WITH PEN AND INK.

This website has been established by Golden Pacific Bank, a division of SoFi Bank, National Association (the “Bank”), and its affiliated institutions for the sole purpose of conveying information about the Bank's products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Bank's agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation or warranty, express, implied, or statutory, including, without limitation, warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible or liable to you in any way for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that results from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This Terms of Use Agreement may be changed from time to time by posting the current version on the website without any notice to you. Please review the current version of this Terms of Use Agreement from time to time because your continued access or use of this website shall be deemed your acceptance of the Terms of Use Agreement in place at that time. 

This Terms of Use Agreement and the use of this website shall be governed in all respects by the substantive laws of the State of California, without regard to its provisions relating to conflict of laws. 

If you use or obtain any Bank product or service, the Bank will collect information about you and use it and share it according to the Bank’s GLBA Privacy Notice. Please read the Bank’s Privacy Notice for a full description of how the Bank will collect, use and share information about you. This Terms of Use Agreement does not limit the application of the Bank’s Privacy Notice.